Families

We make the juggle easier

(and dare we say it, more enjoyable) to manage.

You’ve got a lot on your plate. As a busy, successful working parent, you’re likely juggling a host of competing demands, priorities and responsibilities – from your work and career to kid’s activities, maintaining your relationship, trying to find time to socialise, exercise and, of course, sleep. Life is busy.

And then, there is the future to worry about…
Are you making the right financial choices now, to set you up for the future?
Will you eventually have the financial freedom to do the things you want to do?
The money to pay for your kid’s education and enjoy travel and holidays?
Look after your parents as they age?
Work less, live more? Retire early or comfortably?

Financial planning, advice and management that’s about more than just making money

We are a full-service financial advisory practice that focuses on the ‘why’ as much as the ‘what’ – because we believe it’s what financial success helps you to achieve personally that matters most.

It generally looks something like this:

Step1

Find clarity

We start with what matters most to you and what you want from life, so that we know what financial freedom and lifestyle balance looks like for you.

Goal setting
Lifestyle planning
Income needs

Create a pathway

Next, we design a strategy and pathway that will allow you to achieve your financial and lifestyle goals. This includes:

Your long-term wealth accumulation strategy
Tax effective investment strategies
Investment planning and management
Superannuation and/or SMSF
Insurance needs and advice
Estate and future planning

Step2

Step3

Make it happen

Taking care of everything, we manage the process and liase with the various entities to ensure your plan is actioned as it should be. This includes:

All account and policy applications
Rollovers and transfers
Compliance and legislative checks
Setup of investment accounts, platforms and portfolios

Build your wealth

Applying a smart and strategic approach to investing and managing your money, we continue to help you build your wealth.

Portfolio reporting
Investment management
Investment and tax advice
Cashflow management
Goal tracking
Access to your advice team as needed
Annual strategy review meetings

Step4

Step5

Live Better

With us in your corner, managing your finances and taking care of all the details, you begin to find more balance in your life.

As the financial roadblocks fall away, there’s more time and money to focus on the things that matter most in your life.

Nick

‘I had been struggling to find an advisor for sometime until Prosper was recommended by a work colleague. Two words – first class.

The service has been impeccable and they have helped my wife and I not only gain a granular understanding of our current financial position, but also embed a strategy to work towards our goal of financial freedom.’

Aran & Anita

‘We engaged Josh about two years ago, at a busy stage in our lives (new house, mortgage, additional child and new job) when it would’ve been easy to put it off until later.

He has a wonderful ability to present and explain personally-tailored and technically-robust financial concepts in a clear, jargon-free and non-patronising way. He has assisted us in reviewing and updating our super, insurances and planning and implementing a clear and logical long-term wealth generation strategy.’

Is Prosper Advisory the right partner for you?

Your time and money is precious. The last thing we want to do is waste it.

We only partner with clients, if and when, we’re confident the value we’ll deliver will far outweigh the cost of our services. Typically people on high incomes with money or assets outside of the family home to invest.

If you’re not there yet, that’s ok – there are other ways we can help. Our tools, articles and Director Josh Pennell’s book ‘What Parent’s Want’ can help you improve your financial position and begin creating the lifestyle you want.

Find out more

Home of the Family Finance Guy

Through his book and seminars, our Director Josh Pennell (otherwise known as the Family Finance Guy) helps busy, successful parents, juggling careers or running businesses, achieve financial freedom, lifestyle balance and all the success and happiness they deserve.