We’ll help you find the clarity, certainty and confidence you need
to create the life you want for you and your kids
Whether single through choice or circumstance, you’re likely juggling a host of competing responsibilities, priorities and on your time and finances.
On top of the usual day-to-day juggle of being a parent, you may be navigating personal and emotional challenges – from supporting the kids through what’s happened to the legal considerations and, let’s not forget, finding a little time for you to process, heal and move forward.
Then there is the money. Your financial situation will likely have changed. With our help you can get a plan in place to create a financially secure, fulfilling and rewarding life for you and your kids.
If you are currently working through a separation, we offer a special Family Law Financial Advice package to allow you to start your advice journey sooner. Find out more.
Financial planning, advice and management that’s about more than just making money
We are a full-service financial advisory practice that focuses on the ‘why’ as much as the ‘what’ – because we believe it’s what financial success helps you to achieve personally that matters most.
It generally looks something like this:
We start by helping you define your lifestyle and financial goals, so that you the clarity you need to make the right financial choices and decisions, for you and the kids.
- Goal setting
- Lifestyle planning
- Income needs
Create a pathway
Next, our financial planners design a strategy and pathway that will allow you to achieve your financial and lifestyle goals. This includes:
- Your long-term wealth accumulation strategy
- Tax minimisation strategies
- Investment planning
- Superannuation and/or SMSF
- Estate planning
Make it happen
Taking care of everything, we manage the process and liase with the various entities to ensure your plan is actioned as it should be. This includes:
- All account and policy applications
- Rollovers and transfers
- Compliance and legislative checks
- Setup of investment accounts, platforms and portfolios
Build your wealth
Applying a smart and strategic approach to investing and managing your money, we continue to help you build your wealth.
- Portfolio reporting
- Investment management
- Investment and tax advice
- Cashflow management
- Goal tracking
- Annual strategy review
With us in your corner, managing your finances and taking care of all the details, you begin to find more balance in your life.
As the financial roadblocks fall away, there’s more time and money to focus on the things that matter most in your life.
‘Josh listened to my goals and aspirations for the future and provided a plan to meet those goals. It was realistic and achievable, taking into account my current and future needs.
Josh has been approachable, responsive and his advice has been clear. It has been extremely helpful in assisting me to better understand my options and potential future and lifestyle position.’
‘Josh is the ‘go-to-guy’ when it comes to wealth and financial management issues. In such uncertain times, I have the comfort of having Josh look after my financial requirements and keeping me abreast of what I need to know.
I have great confidence in recommending Josh as an advisor as I know from y own experience the high calibre of service and attention he delivers.’
Is Prosper Advisory the right partner for you?
Your time and money is precious. The last thing we want to do is waste it.
We only partner with clients, if and when, we’re confident the value we’ll deliver will far outweigh the cost of our services. Typically people on high incomes or with significant money or assets outside of the family home to invest.
If you’re not there yet, that’s ok – there are other ways we can help. Our tools, articles and Director Josh Pennell’s book ‘What Parent’s Want’ can help you improve your financial position and begin creating the lifestyle you want.
Home of the Family Finance Guy
Through his book and seminars, our Director Josh Pennell (otherwise known as the Family Finance Guy) helps busy, successful parents, juggling careers or running businesses, achieve financial freedom, lifestyle balance and all the success and happiness they deserve.